Few private insurance companies or other employee benefit plans nationwide cover autism therapies. Most insurance companies designate autism as a diagnostic exclusion, meaning that no autism-specific services are covered.
Currently, 49 States Require Coverage Of Autism. Click here for the updated list.
It is important to note that the specific details of these laws can vary from state to state, so it is always best to check with your insurance provider to see what is covered under your plan. Additionally, other states may have enacted similar laws since the knowledge cutoff date for this Assistant.
| State | Coverage |
|---|---|
| Alabama | Requires insurers to cover the diagnosis and treatment of autism spectrum disorder (ASD) for children under 18. |
| Alaska | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Arizona | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Arkansas | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| California | Requires insurers to cover the diagnosis and treatment of ASD for children under 26. |
| Colorado | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Connecticut | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Delaware | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| District of Columbia | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Florida | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Georgia | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Hawaii | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Idaho | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Illinois | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Indiana | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Iowa | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Kansas | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Kentucky | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Louisiana | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Maine | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Maryland | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Massachusetts | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Michigan | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Minnesota | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Mississippi | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Missouri | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Montana | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Nebraska | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Nevada | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| New Hampshire | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| New Jersey | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| New Mexico | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| New York | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| North Carolina | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| North Dakota | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Ohio | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Oklahoma | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Oregon | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Pennsylvania | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Rhode Island | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| South Carolina | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| South Dakota | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Tennessee | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Texas | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Utah | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Vermont | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Virginia | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
| Washington | Requires insurers to cover the diagnosis and treatment of ASD for children under 21. |
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